{"id":1104,"date":"2025-10-21T16:50:20","date_gmt":"2025-10-21T14:50:20","guid":{"rendered":"https:\/\/non-dilutive-funding.com\/erp-startgeld-gruenderkredit\/"},"modified":"2026-01-26T17:09:46","modified_gmt":"2026-01-26T16:09:46","slug":"erp-startgeld-gruenderkredit","status":"publish","type":"page","link":"https:\/\/non-dilutive-funding.com\/de\/kredite\/erp-startgeld-gruenderkredit\/","title":{"rendered":"ERP &#8211; StartGeld Gr\u00fcnderkredit"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1104\" class=\"elementor elementor-1104 elementor-592\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13e2dee e-flex e-con-boxed e-con e-parent\" data-id=\"13e2dee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52e8c6c elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"52e8c6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">ERP - StartGeld Gr\u00fcnderkredit<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0e39d6 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"f0e39d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"527\" data-end=\"656\">Staatlich gef\u00f6rderter Kredit bis zu 200.000 \u20ac, kein Eigenkapital erforderlich.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc34251 e-flex e-con-boxed e-con e-parent\" data-id=\"fc34251\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-622cfe8 e-con-full e-flex e-con e-child\" data-id=\"622cfe8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bcfb8c4 e-con-full e-flex e-con e-child\" data-id=\"bcfb8c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-265d6df elementor-widget elementor-widget-heading\" data-id=\"265d6df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Zielgruppe<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae31126 elementor-widget elementor-widget-text-editor\" data-id=\"ae31126\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Startups, KMUs<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a6b6f65 e-con-full e-flex e-con e-child\" data-id=\"a6b6f65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35401a7 elementor-widget elementor-widget-heading\" data-id=\"35401a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Frist<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25e9a56 elementor-widget elementor-widget-text-editor\" data-id=\"25e9a56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ganzj\u00e4hrig<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-edc26bf e-con-full e-flex e-con e-child\" data-id=\"edc26bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-244f95d elementor-widget elementor-widget-heading\" data-id=\"244f95d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Standort<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2eaf0f elementor-widget elementor-widget-text-editor\" data-id=\"b2eaf0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>National, Deutschland<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-678e96f e-flex e-con-boxed e-con e-child\" data-id=\"678e96f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b84adc2 e-con-full e-flex e-con e-child\" data-id=\"b84adc2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7b3881 elementor-toc--content-ellipsis elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"d7b3881\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;marker_view&quot;:&quot;bullets&quot;,&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_offset&quot;:100,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;,&quot;rendered_tag&quot;:&quot;&lt;svg class=\\&quot;e-font-icon-svg e-fas-circle\\&quot; viewBox=\\&quot;0 0 512 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;},&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tInhaltsverzeichnis\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d7b3881\" aria-expanded=\"true\" aria-label=\"Inhaltsverzeichnis \u00f6ffnen\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__d7b3881\" aria-expanded=\"true\" aria-label=\"Inhaltsverzeichnis schlie\u00dfen\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__d7b3881\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d159ea e-con-full e-flex e-con e-child\" data-id=\"3d159ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50057e9 elementor-widget elementor-widget-text-editor\" data-id=\"50057e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"279\" data-end=\"300\">ERP StartGeld ist ein \u00f6ffentliches Entwicklungskreditprogramm im Rahmen des deutschen ERP-Programms zur Unterst\u00fctzung von Gr\u00fcndern und jungen Unternehmen in der Fr\u00fchphase. Obwohl es sich um ein r\u00fcckzahlbares Darlehen handelt, gilt es als Teil der <a href=\"https:\/\/non-dilutive-funding.com\/de\/finanzierungsstrategie\/nicht-verwaessernde-finanzierung-erklaert-zuschuesse-gefoerderte-kredite\/\">nicht verw\u00e4ssernden Finanzierung<\/a>, da es den Zugang zu Kapital erm\u00f6glicht, ohne dass Eigenkapital abgegeben werden muss. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec13924 elementor-widget elementor-widget-heading\" data-id=\"ec13924\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sind Sie antragsberechtigt?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4026dc elementor-widget elementor-widget-text-editor\" data-id=\"f4026dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"279\" data-end=\"300\">Antragsberechtigte sind:<\/p><ul data-start=\"302\" data-end=\"539\"><li data-start=\"302\" data-end=\"375\"><p data-start=\"304\" data-end=\"375\">Ein neues Unternehmen gr\u00fcnden oder dies innerhalb der letzten <strong data-start=\"364\" data-end=\"375\">5 Jahre<\/strong> getan haben<\/p><\/li><li data-start=\"376\" data-end=\"457\"><p data-start=\"378\" data-end=\"457\">Als Einzelgr\u00fcnder, Freiberufler, Personengesellschaft (GbR) oder Kapitalgesellschaft (GmbH) t\u00e4tig sind<\/p><\/li><li data-start=\"458\" data-end=\"539\"><p data-start=\"460\" data-end=\"539\">Ihren Sitz in Deutschland haben und planen, die Mittel f\u00fcr f\u00f6rderf\u00e4hige Gesch\u00e4ftsaktivit\u00e4ten zu verwenden<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c37e64f e-con-full e-flex e-con e-child\" data-id=\"c37e64f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b14eb7 elementor-widget elementor-widget-heading\" data-id=\"2b14eb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Was ist der ERP - StartGeld Gr\u00fcnderkredit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e697641 elementor-widget elementor-widget-text-editor\" data-id=\"e697641\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"782\" data-end=\"982\">This KfW-backed loan provides up to \u20ac200,000 for business expenses, including equipment, staff, inventory, and even company shares, without requiring any personal equity. Es wurde entwickelt, um Jungunternehmer in der Anfangsphase bei der Gr\u00fcndung und dem Ausbau ihres Unternehmens zu unterst\u00fctzen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7453077 e-con-full e-flex e-con e-child\" data-id=\"7453077\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-637a3fe elementor-widget elementor-widget-heading\" data-id=\"637a3fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wichtig<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e7488d elementor-widget elementor-widget-text-editor\" data-id=\"7e7488d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2219\" data-end=\"2308\"><strong data-start=\"1809\" data-end=\"1832\">Kein Eigenkapital erforderlich:<\/strong> Sie k\u00f6nnen die volle Finanzierung ohne pers\u00f6nliche Ersparnisse oder Kapitaleinlage erhalten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a706cc e-con-full e-flex e-con e-child\" data-id=\"7a706cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-896a451 elementor-widget elementor-widget-heading\" data-id=\"896a451\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Konditionen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb91707 elementor-widget elementor-widget-text-editor\" data-id=\"cb91707\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul data-start=\"902\" data-end=\"1247\"><li data-start=\"902\" data-end=\"948\"><p data-start=\"904\" data-end=\"948\">Kreditbetrag: bis zu 200.000 \u20ac (kein Mindestbetrag)<\/p><\/li><li data-start=\"949\" data-end=\"979\"><p data-start=\"951\" data-end=\"979\"><strong data-start=\"951\" data-end=\"974\">Eigenkapitalanforderung:<\/strong> keine<\/p><\/li><li data-start=\"980\" data-end=\"1054\"><p data-start=\"982\" data-end=\"1054\">Laufzeit: 2 bis 10 Jahre<br data-start=\"1009\" data-end=\"1012\">(einschlie\u00dflich bis zu 2 tilgungsfreien Jahren)<\/p><\/li><li data-start=\"1055\" data-end=\"1092\"><p data-start=\"1057\" data-end=\"1092\"><strong data-start=\"1057\" data-end=\"1071\">R\u00fcckzahlung:<\/strong> monatliche Raten<\/p><\/li><li data-start=\"1093\" data-end=\"1150\"><p data-start=\"1095\" data-end=\"1150\"><strong data-start=\"1095\" data-end=\"1113\">Zinssatz:<\/strong> fest, bonit\u00e4tsabh\u00e4ngig<\/p><\/li><li data-start=\"1151\" data-end=\"1247\"><p data-start=\"1153\" data-end=\"1247\"><strong data-start=\"1153\" data-end=\"1163\">Verwendung:<\/strong> Gesch\u00e4ftsinvestitionen, Betriebskosten, Material oder Erwerb von Anteilen\/Unternehmen<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b09b01 e-con-full e-flex e-con e-child\" data-id=\"4b09b01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d34672d elementor-widget elementor-widget-heading\" data-id=\"d34672d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wann ist die Frist?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d01f35d elementor-widget elementor-widget-text-editor\" data-id=\"d01f35d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"815\" data-end=\"951\"><strong data-start=\"1913\" data-end=\"1927\">Ganzj\u00e4hrig <\/strong>Antr\u00e4ge werden laufend entgegengenommen, es gibt keinen Stichtag.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8124ff0 e-con-full e-flex e-con e-child\" data-id=\"8124ff0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28fab2f elementor-widget elementor-widget-heading\" data-id=\"28fab2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wie funktioniert die Antragstellung?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c63aa2d elementor-widget elementor-widget-text-editor\" data-id=\"c63aa2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Vorbereitung:<\/strong><\/p><ul><li>Erstellen Sie einen Businessplan mit Finanzprognosen<\/li><li>\u00dcberpr\u00fcfen Sie Ihre pers\u00f6nliche und unternehmerische Kreditw\u00fcrdigkeit<\/li><\/ul><p><strong><br>Hausbank-Verfahren:<\/strong><\/p><ul><li>W\u00e4hlen Sie eine Gesch\u00e4ftsbank als Finanzintermedi\u00e4r<\/li><li>Ihren Antrag \u00fcber Ihre Bank einreichen (nicht direkt bei der KfW)<\/li><li>Die Hausbank pr\u00fcft Ihren Businessplan und Finanzplan. Bei Genehmigung leitet sie ihn an die KfW weiter. <\/li><\/ul><p><strong><br>KfW-Bewertung:<\/strong><\/p><ul><li>Die KfW pr\u00fcft Ihren Businessplan und Finanzplan. Bei Genehmigung leitet sie das Angebot an Ihre Bank zur\u00fcck. <\/li><\/ul><p><strong><br>Genehmigung &amp; Auszahlung:<\/strong><\/p><ul><li>Nach der Genehmigung wird der Kredit \u00fcber Ihre Bank ausgezahlt<\/li><li>Die Kreditr\u00fcckzahlung beginnt nach der tilgungsfreien Anlaufzeit<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f29c70 e-con-full e-flex e-con e-child\" data-id=\"6f29c70\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:100,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ec5c18 elementor-widget elementor-widget-heading\" data-id=\"6ec5c18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Ben\u00f6tigen Sie Unterst\u00fctzung?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f8cf69 elementor-widget elementor-widget-heading\" data-id=\"4f8cf69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">M\u00f6chten Sie mehr dar\u00fcber erfahren, wie wir die Erfolgschancen Ihres Unternehmens mit diesem F\u00f6rderprogramm erh\u00f6hen k\u00f6nnen? <\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0762904 elementor-widget elementor-widget-button\" data-id=\"0762904\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/non-dilutive-funding.com\/de\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\" arrow_triangle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontaktieren Sie uns<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6716bc7 e-flex e-con-boxed e-con e-parent\" data-id=\"6716bc7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a94d532 elementor-widget elementor-widget-heading\" data-id=\"a94d532\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">H\u00e4ufig gestellte Fragen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3caa13e elementor-widget elementor-widget-text-editor\" data-id=\"3caa13e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Was unsere Kunden oft fragen, bevor sie starten.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c40e54a elementor-widget elementor-widget-n-accordion\" data-id=\"c40e54a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:200,&quot;sizes&quot;:[]},&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2050\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2050\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Wer kann ERP StartGeld beantragen? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2050\" class=\"elementor-element elementor-element-10843dd e-con-full e-flex e-con e-child\" data-id=\"10843dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f376504 elementor-widget elementor-widget-text-editor\" data-id=\"f376504\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>ERP StartGeld steht Gr\u00fcndern, Freiberuflern und kleinen Unternehmen zur Verf\u00fcgung, die weniger als f\u00fcnf Jahre alt sind. Sowohl Einzelgr\u00fcnder als auch eingetragene Unternehmen sind f\u00f6rderf\u00e4hig. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2051\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2051\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Wof\u00fcr kann Der ERP-StartGeld-Kredit verwendet werden? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2051\" class=\"elementor-element elementor-element-4348d54 e-con-full e-flex e-con e-child\" data-id=\"4348d54\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71ab5d8 elementor-widget elementor-widget-text-editor\" data-id=\"71ab5d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2998\" data-end=\"3142\">ERP StartGeld kann zur Finanzierung von Investitionen, Betriebskapital, Marketingausgaben, Lagerbest\u00e4nden oder zum Erwerb eines Unternehmens oder von Unternehmensanteilen verwendet werden.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2052\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2052\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Sind Sicherheiten oder pers\u00f6nliche B\u00fcrgschaften erforderlich? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2052\" class=\"elementor-element elementor-element-0e3f187 e-con-full e-flex e-con e-child\" data-id=\"0e3f187\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa99ca elementor-widget elementor-widget-text-editor\" data-id=\"2fa99ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3144\" data-end=\"3278\">In vielen F\u00e4llen werden die Anforderungen an Sicherheiten reduziert, da die KfW bis zu 80 % des Ausfallrisikos abdeckt. Die endg\u00fcltigen Sicherheitsanforderungen h\u00e4ngen von der finanzierenden Bank und dem Risikoprofil des Kreditnehmers ab. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2053\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2053\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Wie schnell wird das Darlehen nach der Genehmigung ausgezahlt? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2053\" class=\"elementor-element elementor-element-08d603c e-flex e-con-boxed e-con e-child\" data-id=\"08d603c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a6afe3 elementor-widget elementor-widget-text-editor\" data-id=\"0a6afe3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3144\" data-end=\"3278\">Nach der Genehmigung und Unterzeichnung des Darlehensvertrags wird das ERP-StartGeld in der Regel in einer einzigen Tranche vollst\u00e4ndig ausgezahlt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2054\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2054\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> K\u00f6nnen Sie Unternehmen mit der ERP StartGeld-Anwendung unterst\u00fctzen? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2054\" class=\"elementor-element elementor-element-1986af2 e-flex e-con-boxed e-con e-child\" data-id=\"1986af2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30134f6 elementor-widget elementor-widget-text-editor\" data-id=\"30134f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2473\" data-end=\"2599\">Ja. Wir bereiten alle Unterlagen vor und koordinieren den Antragsprozess mit der finanzierenden Bank. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69f98e9 elementor-widget elementor-widget-heading\" data-id=\"69f98e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Haben Sie noch Fragen?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b2cfc7 elementor-widget elementor-widget-button\" data-id=\"7b2cfc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/non-dilutive-funding.com\/de\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Kontaktieren Sie uns<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ERP &#8211; StartGeld Gr\u00fcnderkredit Staatlich gef\u00f6rderter Kredit bis zu 200.000 \u20ac, kein Eigenkapital erforderlich. Zielgruppe Startups, KMUs Frist Ganzj\u00e4hrig Standort National, Deutschland Inhaltsverzeichnis ERP StartGeld ist ein \u00f6ffentliches Entwicklungskreditprogramm im Rahmen des deutschen ERP-Programms zur Unterst\u00fctzung von Gr\u00fcndern und jungen Unternehmen in der Fr\u00fchphase. Obwohl es sich um ein r\u00fcckzahlbares Darlehen handelt, gilt es als [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1139,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1104","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/non-dilutive-funding.com\/de\/wp-json\/wp\/v2\/pages\/1104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/non-dilutive-funding.com\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/non-dilutive-funding.com\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/non-dilutive-funding.com\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/non-dilutive-funding.com\/de\/wp-json\/wp\/v2\/comments?post=1104"}],"version-history":[{"count":7,"href":"https:\/\/non-dilutive-funding.com\/de\/wp-json\/wp\/v2\/pages\/1104\/revisions"}],"predecessor-version":[{"id":2246,"href":"https:\/\/non-dilutive-funding.com\/de\/wp-json\/wp\/v2\/pages\/1104\/revisions\/2246"}],"up":[{"embeddable":true,"href":"https:\/\/non-dilutive-funding.com\/de\/wp-json\/wp\/v2\/pages\/1139"}],"wp:attachment":[{"href":"https:\/\/non-dilutive-funding.com\/de\/wp-json\/wp\/v2\/media?parent=1104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}