Grants & Loans. Simplified.
We help startups and SMEs across Germany and Europe secure public grants and loans – at the state, national and EU level.
Why NDF
Funding strategy that cuts through complexity and increases your chances of success.
Navigators
We guide you through the jungle of non-dilutive funding.
Experienced
Over 6 years of hands-on experience and millions in acquired capital.
AI-Enhanced
We use AI trained on numerous of successful applications.
Strategic
We care about success, not paperwork.
Our Solutions
Built for founders. Trusted by funders. Designed for scale in Europe.
Whether you’re a startup in Berlin, a tech company expanding across Europe, or a deep tech innovator in Munich, our modular system adapts to your growth stage, combining strategy for non-dilutive funding for maximum impact.
Funding starts with strategy and we build yours for the long game.
We define your non-dilutive roadmap before diving into applications, aligned with product milestones and capital needs.
Applying for public grants and loans without a solid strategy is like building on sand. Our modular approach starts with research and roadmap alignment, ensuring every application supports your product development, go-to-market motion and investor timeline.
We do not just list potential programs. We filter for relevance, connect funding with business milestones and identify the optimal mix of grants, loans and future equity. Our focus is always on maximizing non-repayable grants because they are the most founder-friendly form of capital – no repayment, no equity given up.
- Market & funding research
- Strategic alignment with roadmap and financing
- Ideal grant/loan mix design
- Strategy for up to three years
Grants - without the guesswork.
Based on hundreds of success cases, we handle the full process – AI-assisted, human-validated.
Based on numerous of successful cases, we write your entire application package using AI-backed best practices and proven frameworks. You receive a ready-to-submit application, support with all annexes, and help answering follow-up questions, so you can focus on your business, not bureaucracy.
- Full drafting of all required documents by our experts
- AI-supported writing based on numerous of successful applications
- Support during submission and follow-up communication
- Only 1 to 3 hours of your time required — we handle the rest
Low-interest loans that align with your growth - not dilute your cap table.
We help you secure the right public loans from KfW, IBB and EU-backed institutions. From financial planning to coordination with your bank – we take care of everything.
Public loans are a powerful tool to finance product development, hiring, or working capital, without giving up equity. We support you throughout the entire process: selecting the best-fitting loan program, preparing all required documents, and aligning the loan with your overall funding and investor strategy.
Our experts prepare your business plan, financial forecast, and annexes based on proven templates and bank expectations. We coordinate with your local bank if needed and ensure the loan process runs smoothly.
- Selection of the best-fitting loan program (KfW, IBB, EU-backed, etc.)
- Full preparation of business plan and financial forecast
- Coordination with your house bank or funding partner
- Minimal time effort for founders , we handle the paperwork
How it works
Easy steps to start with your non-dilutive-funding.
01
You contact us
Whether you already have a specific program in mind or want to explore your funding options more broadly, we guide you through the process.
02
We take over
Depending on your needs, we either start with a tailored funding strategy or jump directly into preparing the application for your chosen grant or loan program.
03
You receive funding
Once your application is submitted, we stay on board to ensure a smooth approval. We help you navigate feedback from funding agencies or banks and support any final documentation needed. Our goal: funds arrive in your account, quickly, correctly, and without friction.
FAQs
What our clients often ask before they get started.
What is non-dilutive-funding?
Non-dilutive funding is a type of capital a business receives without giving up any equity or ownership in the company. The term “non-dilutive” means the funding doesn’t “dilute” or decrease the current owners’ percentage of ownership, control, or future profits.
Loans and grants are two of the most common forms of non-dilutive funding, but they function very differently in terms of repayment.
Loans are borrowed capital that must be repaid, usually with interest, according to a pre-defined schedule. They do not involve giving up equity but create a debt obligation.
Grants are funds provided by governments, foundations, or corporations that do not require repayment. They are typically awarded for specific purposes, like research, development, or job creation, and are often highly competitive.
Do I need a funding strategy first?
Not necessarily. If you already have a specific program in mind, we can jump straight into the application. Otherwise, we can create a customized funding strategy based on your business model, milestones, and capital needs.
How much time do I need to invest?
We know your time is limited. Thanks to our AI-supported process, we usually need only 1–3 hours of your input to create a complete and competitive application.
How does the pricing work?
We offer a mix of fixed and success-based pricing. You only pay the full fee if funding is approved, reducing your financial risk.
What makes NDF different from other competitors?
We combine the experience of hundreds of successful applications with AI-supported writing based on best practices. Our goal: maximum funding success with minimal effort for you.
Can I combine grants and loans with VC funding?
Absolutely. We design your non-dilutive funding strategy to complement venture capital, not replace it, helping you stretch your runway and improve your valuation.
