Explore Your Funding Options
From state grants to innovation loans, we help you unlock the right capital, with less risk and higher success rates.
Why Grants Matter
Public grants are a powerful tool to fund your innovation, without giving up equity or taking on debt.
But navigating the German and European grant landscape is often complex, fragmented, and hard to access.
At NDF, we guide you through the process with strategy, experience, and AI-powered tools, from first-time applications to multi-year grant planning.
Featured Grants
GründungsBONUS Plus
Startup grants for early-stage companies in Berlin. The funding rate is 50% with up to €50.000 in non-dilutive funding.
Pro FIT – Projektfinanzierung
Ideal for Berlin-based startups and SMEs developing innovative technology. The funding rate is 80% with up to €400.000 as a grant and an additional €1 million as a loan.
Forschungszulage
Perfect for companies of all sizes conducting R&D in Germany. The funding rate is 35% with up to €3.5 million per year.
Eurostars
Designed for European R&D-focused SMEs collaborating across borders, with up to €500,000 in funding for German partners and up to 80% cost coverage depending on the country.
DIANA-Accelerator-Programm
NATO’s innovation accelerator for dual-use deeptech in defense and security. Startups can receive up to €100,000 in Phase 1 and up to €300,000 in Phase 2 in non-dilutive grant funding.
Why Public Loans Matter
Public development loans offer non-dilutive capital with terms that are often significantly better than commercial financing.
Startups and SMEs benefit from lower interest, extended repayment periods, and often partial guarantees or interest subsidies from state or national development banks.
Featured Loans
IBB - Berlin Start
Loans up to €1.5 Mio. with 100% payout and no equity required. Ideal for new businesses, takeovers, or startups up to 7 years old.
ERP - StartGeld Gründerkredit
Loans up to €125,000 with no minimum or equity required. Ideal for startups financing equipment, working capital, or buying a business.
ERP-Förderkredit Gründung und Nachfolge
Loans up to €500,000 for founders, successors, and young businesses under 5 years. Terms: up to 15 years with optional grace periods and fixed interest for up to 10 years.