Public Loan Application Support
We help startups and SMEs secure low-interest public loans from KfW, state development banks, and innovation-specific financing instruments across the EU.








What’s Included
What you get with NDF’s loan application support.
Eligibility Check
We review the selected loan and validate your eligibility before moving forward.
Structuring
We clarify funding needs, eligible costs and loan setup tailored to your financials and the bank’s requirements.
Document Preparation
We prepare everything your bank or funding portal requires, from business plan and financials to investment overview and project justification.
Bank Coordination
We coordinate with your financing partner or bank and ensure a smooth communication and handover process.
How it works
Easy steps to start your loan application.
01
Kickoff session
We clarify your financing needs, capital plan and co-financing structure. You provide your pitch deck and available financials.
02
Drafting
We create all required documentation in collaboration with your team including business plan and financial forecasts.
03
Finalization
You review and approve the documents. We then prepare submission-ready packages for your bank or public loan portal.
04
Support During Bank Process
We assist with clarifications, prepare you for meetings and help respond to follow-up questions from banks or funding bodies.
For Whom
Tailored for startups and SMEs seeking public loan programs and looking to maximize approval rates while minimizing effort.
Strategy Builders
You want to align your loan with key business milestones like hiring or product development.
Time-Constrained
You don’t have time for paperwork and want someone to handle the process end-to-end.
Maximize Approval Rates
You want someone who knows exactly what banks expect to reduce back-and-forth, speed up approval, and boost your chances of success.
ESG or Innovation-Aligned
Your loan is tied to sustainability or innovation criteria and needs the right framing and documentation.
Why NDF
Getting a public loan in Germany or Europe requires more than filling out forms. We help you avoid delays, align with what banks expect, and increase your funding success rate, with less back-and-forth and better preparation.
FAQs
What our clients often ask before they get started.
Do you help choose the right public loan?
Yes we can help you select the best-fit instrument based on your capital needs and company profile.
Do you contact banks for us?
We don’t act as brokers, but we coordinate with your existing financing partners. If you dont have an existing bank in place, we recommend an institution where we see the best fit based on our experience.
Do you write business plans and financials?
Yes we prepare the business plan and the financial model tailored to the public loan.
What kind of companies do you work with?
Mostly startups and innovation-driven SMEs planning investments in R&D, growth, tech or green transformation.
Can public loans be combined with grants?
Yes we regularly combine public loans with grants as part of a long-term funding strategy.
